Home Buying University
Become a Home Buying Pro!
If you're looking to become a more informed homebuyer, our website offers a complete video series covering every step of the homebuying process. From searching for the perfect home to navigating the mortgage underwriting process after signing a contract, our videos provide detailed explanations and helpful tips. You'll learn about getting pre-approved for a mortgage, what to expect during the home inspection, and how to handle closing day smoothly.
All of your questions will be answered in our easy-to-follow, informative videos. Simply click, watch, and learn—arming yourself with the knowledge you need to make confident decisions at every stage of your home buying journey. Whether you're a first-time buyer or looking for a refresher, our video library is here to guide you through the process.
by Bobby Bryant,
CEO hōmhub
10 Steps to Buying A Home
Check Your Finances
Look at your income, savings, and debts to see how much house you can afford. A good credit score helps you get better loan options.
1.
Get Pre-Approved
for a Loan
Talk to a lender to get pre-approved. This shows sellers you’re serious and tells you your price range.
2.
Find a Real Estate
Agent (Optional)
An agent can guide you, explain the process, and help you find the right home. Or, you can use a platform like hōmhub to explore options directly.
3.
Start House Hunting
Search online, visit open houses, and explore neighborhoods. Make a list of “must-haves” and “nice-to-haves.”
4.
Make an Offer
When you find the right home, submit an offer with your price and terms. The seller may accept, reject, or negotiate.
5.
Get a Home Inspection
Hire a licensed inspector to check for repairs or issues. This helps you avoid surprises after moving in.
6.
Finalize Your Loan
Work with your lender to complete paperwork, lock in your interest rate, and provide any extra documents they need.
7.
Get a Home Appraisal
The lender will order an appraisal to confirm the home’s value matches the price you’re paying.
8.
Close on the Home
Review and sign the final documents, pay closing costs, and get your keys. This is the official handoff.
9.
Move In and Celebrate
Once the sale is complete, you can move into your new home and start making it your own.
10.